AI analysis of company legal documents for business lending.
Fineksi reads business registrations, deeds of incorporation, and deeds of amendment, extracts the company's legal details, and checks them against the rest of the credit file - so you know who you are lending to and who is authorized to sign.
In short
What is legal document analysis in lending?
Legal document analysis is the review of a business borrower's corporate documents to confirm that the company legally exists, who owns and manages it, and who has authority to sign a loan. It typically covers the business registration, the deed of incorporation, and later deeds of amendment. Fineksi automates the extraction and cross-checking of these documents with AI.
- 40×
- faster document processing
- 80%
- Productivity increased
- 99%
- accuracy up to
What it reads
What Fineksi extracts from company legal documents
The documents that prove a business exists and show who can act for it.
Business registration
Registration number, registered name, business activity, and address are extracted from the registration document.
Deed of incorporation
Company name, deed number and date, notary, and founders are captured from the deed of establishment.
Deed of amendment
Changes to directors, shareholders, capital, and articles are tracked across successive amendments.
Board & shareholders
Directors, board members, and shareholders are listed with their roles.
Capital structure
Authorized capital and other capital details are recorded as stated in the deeds.
Signing authority
The people authorized to act for the company are identified, so the right signatories are on the loan agreement.
Verification
Checks that confirm who you are lending to
Identity cross-check
Directors named in the deeds are cross-checked against the identity documents in the file.
Amendment trail
Later amendments are reviewed so decisions rely on the company's current structure.
Cross-document consistency
Company name and details are compared across the registration, deeds, financial reports, and bank statements.
Completeness check
Missing pages, signatures, and notary details are flagged, so the legal file is complete before the credit decision.
How it works
How legal document analysis works with Fineksi
- 01
Upload legal documents
Send registrations and notarial deeds as PDFs, scans, or photos, or stream them from your LOS via API.
- 02
AI extraction
Layout-aware AI reads dense legal text, stamps, and handwriting, and extracts the key fields.
- 03
Verification and human validation
Details are cross-checked against the rest of the file, and expert analysts review edge cases.
- 04
Entity profile delivered
A structured company profile with signing authority arrives in your scorecard or LOS.
Comparison
Manual legal document review vs. Fineksi
| Aspect | Manual review | With Fineksi |
|---|---|---|
| Time per file | Dense legal text read page by page | Key details extracted in minutes |
| Amendments | Easy to miss a later amendment | Changes tracked across every amendment |
| Signing authority | Traced manually through the deeds | Authorized signatories identified automatically |
| Consistency | Manual comparison across documents | Cross-checked against IDs and the rest of the file |
| Output | Free-text notes | Structured, auditable data sent to your scorecard or LOS |
Where lenders use it
Built for lending to businesses
- SME loans
- Working-capital & investment loans
- Invoice & PO financing
- Supply chain financing
FAQ
Frequently asked questions
Which legal documents can Fineksi analyze?
Fineksi analyzes business registrations, deeds of incorporation (deeds of establishment), deeds of amendment, contracts, and other legal documents found in a credit file.
What information is extracted from a deed of incorporation?
From a deed of incorporation, Fineksi extracts the company name, deed number and date, notary, board of directors, and authorized capital, and identifies who has authority to sign on behalf of the company.
How does Fineksi handle deeds of amendment?
Fineksi reads amendment deeds together with the original deed of incorporation and tracks changes to directors, shareholders, and capital, so the credit team works from the company's current structure rather than an outdated one.
Why do lenders analyze company legal documents?
Lenders analyze company legal documents to confirm that a business borrower is a valid legal entity, to understand who owns and manages it, and to make sure the people signing the loan agreement have the authority to do so.
Can Fineksi read scanned notarial deeds?
Yes. Fineksi reads scanned and photographed deeds, including stamps and handwriting, and converts them into structured fields without manual retyping.
Verify your own company documents, live.
Bring real registrations and deeds to a 45-minute session and watch them processed in front of you.
Book a demo