Credit Analysis Document Intelligence
AI document analysis for credit underwriting.
Turn credit-file documents into actionable insight. Fineksi automates the reading, extraction, and verification of every document in a loan application - up to 40× faster than manual review.
Unstructured document
Fineksi AI
Decision-ready insight
What we read
Every document in the credit file
One platform for the full spectrum of borrower documents, extracted, verified, and analyzed automatically.
Bank statement analysis
Every page of every account statement, read and reconciled automatically.
- Transaction categorization
- Cash-flow patterns
- Revenue & expense estimation
- Fraud & anomaly detection
Financial report analysis
Full statements spread automatically, with efficiency and leverage ratios computed.
- Balance sheet
- Income statement
- Cash-flow statement
- Statement of changes in equity
- Business efficiency ratios
Legal documents
AI analysis of documents like business registrations, contracts, and other legal documents.
- Deed of establishment & amendments
- Contracts
- Business registration
- Others legal document
Collateral documents
Automated processing of property certificates, vehicle ownership documents, and others collateral document.
- Property & land certificates
- Vehicle ownership
- Other collateral documents
Identity documents
Automated processing of identity card, tax information, family certificate, and other identification documents.
- National ID
- Tax Information
- Family certificate
- Passports & other IDs
Commercial documents
Trade paperwork parsed line-by-line to verify activity and receivables.
- Invoices
- Purchase orders
- Inventory documents
And many more
200+ document types and growing - if it appears in a credit file, Fineksi reads it.
- Payroll documents
- Credit-bureau reports
- Loan applications
- Offering letters
- Accounts receivable reports
- Accounts payable reports
- Audit reports
- Delivery notes
- Work orders
- Tax returns
- Insurance policies
- Appraisal reports
- Sales & purchase agreements
- Utility bills
How it works
From upload to credit report in four steps
- 01
Upload documents
Drag & drop, mobile capture, or stream directly from your LOS via API.
- 02
AI processing
Our AI will extract, analyze, and translate document into insight with high accuracy in seconds.
- 03
Human validation
Expert analysts review AI results for quality assurance and handle edge cases for maximum accuracy.
- 04
Insights Ready
Comprehensive credit analysis with risk assessment, delivered to your scorecard or LOS.
The impact
- 40×
- faster document processing
- 80%
- Productivity increased
- 99%
- accuracy up to
See it on your documents.
Bring your hardest credit files to a 45-minute session - we'll process them live.
Book a demo